Non-standard workers are the NEW standard. They refer to part-time, temporary, self-employed workers, and new forms of work not included in full-time workers. This group  of workers are challenging traditional labor and social insurance policies and benefits.

In developing countries, most of the workforce is already outside traditional jobs and/or self-employed and in developed economies these workers already account for a sizable portion of the labor force.

There are exciting and promising opportunities for this type of workers, particularly for women who tend to be primary caregivers and significantly value work flexibility. Non-standard workers tend to be responsible for their own social and financial security. We believe customized savings and insurance instruments are urgently needed.

In order to create new financial instruments, it is important to first understand better this group of workers. Our 'Financial Security for Non-standard workers' Project aims to identity important issues, contribute to the design of solutions, and improve the conversation with the private and public decision makers.

• Identify the social and financial needs and priorities of some types of non-standard workers, capturing gender and age group differences.
• Analyze the current level of access to financial and insurance tools.
• Develop human-centered financial and insurance solutions for individuals with volatile income yet still fully responsible of their own social and financial security.

We have developed an online survey targeted to this group of workers, aimed at deepening our knowledge of this group. This analysis will give us valuable information, which will serve as the basis to develop customized savings and insurance solutions for this growing group of workers. We will roll-out this survey in early 2020 in Central America.  Please reach out if you would like more information.